Please read the following terms & conditions before using our services.

This is an agreement between DLB GROUP INDIA LIMITED, which operates DLBglobal.org - a peer to peer lending platform online (hereinafter referred to as "DLB GROUP INDIA LIMITED" and/or the "company") to you (hereinafter referred to as the "member/s" or "lenders" or "active lender/s").

A. By participation in DLB GROUP INDIA LIMITED, you must fully acknowledge and agree to the following terms:

1a. You agree to be of legal age in your country, and in all the cases your minimal age is 18 years of old.

2a. DLB GROUP INDIA LIMITED online services are only available to qualified members and individuals personally invited by them.

3a. Every transaction made between DLB GROUP INDIA LIMITED and its members is deemed finale (irreversible), and of private nature.

4a. All members information, financial reports, account balances, lending activities, messages and other info displayed and/or stored by DLB GROUP INDIA LIMITED servers are of private nature, and will not be disclosed to third parties. Therefore, DLB GROUP INDIA LIMITED program is exempt from the US securities act of 1933, the US securities exchange act of 1934 and the US investment company act of 1940 and all other rules, regulations and amendments thereof.

5a. I affirm that nobody has solicited me or enticed me to register with DLB GROUP INDIA LIMITED site against my will.

6a. I affirm that I am not an employee or official of any government agency, nor collecting information for any government agency, and/or acting on their behalf.

B. DLB GROUP INDIA LIMITED was registered as an international limited liability company, neither as a bank nor a security firm. Placing loans with DLB GROUP INDIA LIMITED is not insured or guaranteed by the "Federal Deposit Insurance Corporation" and/or any other government agency existing out there. Therefore, and even though we will always seek to secure the value of our members funds, it is possible to lose funds by participating in this program.

C. You are under the money laundering prevention law and other such international laws, therefore, it is illegal to conduct or attempt to conduct a financial transaction with proceeds known to be from specified unlawful activity. The aforementioned activity may also include the intent to promote the carrying of unlawful activity, to evade taxes, and/or to conceal or disguise the nature of the proceeds and reporting requirements.

1c. You accept sole responsibility for any and all appropriate taxes as charged by your own country, and hereby indemnify DLB GROUP INDIA LIMITED and its owners of such liability.

2c. All transactions, lending using DLB GROUP INDIA LIMITED internal balance and/or withdrawals are deemed final and irreversible.

3c. We reserve the right to change our members payment gateway information/method as deemed necessary for accomplishing their withdraw requests faster.

4c. DLB GROUP INDIA LIMITED is not responsible and/or liable for any internal or external loss of funds due to password sharing and/or identity theft.

5c. Sharing account and/or payment processor for the purpose of abusing DLB GROUP INDIA LIMITED affiliate program is strictly forbidden, unless it was previously agreed upon in written correspondence. In light of such sharing violation, we reserve the right to terminate affiliate's commission and limit the account involved as deemed necessary.

6c. You agree to hold DLB GROUP INDIA LIMITED harmless from any loss and/or liability to your principals (original funds), therefore, do not transfer money to our company that you cannot afford to lose, as you are spending it at your own risk.

7c. You agree that DLB GROUP INDIA LIMITED past performance does not reflect, nor guarantee you good, previously good results in the future.

D. You agree that all discussed information and/or replies coming from DLB GROUP INDIA LIMITED site by any means of communication, are of private nature. Therefore, must be kept confidential and protected by copyright from any disclosure.

1d. If you are not a member you are prohibited from modifying, copying, distributing, transmitting, publishing, selling, creating derivative works and/or using any information available on and/or through DLB GROUP INDIA LIMITED.

2d. Any attempt to collect, buy and/or sell, accept and/or ask for funds in behalf of DLB GROUP INDIA LIMITED is strictly forbidden, only official representatives of DLB GROUP INDIA LIMITED are allowed to act in respect to the plan rules stated in DLB GROUP INDIA LIMITED.

3d. DLB GROUP INDIA LIMITED will not be held responsible for any harm and/or loss made to any person or group by our members and/or visitors. Therefore, both members and visitors of DLB GROUP INDIA LIMITED site take full responsibility for their methods of promoting and marketing, and it must fully comply to this written terms.

4d. The information, communications and/or any materials that DLB GROUP INDIA LIMITED site contains are for educational and informational purposes only, and are not to be regarded as solicitation for joining DLB GROUP INDIA LIMITED program in any jurisdiction which deems a non-public offers or solicitations unlawful, nor to any person whom it will be unlawful to make such an offer and/or solicitation.

E. You acknowledge that you are acting as an individual and not on behalf of any other entity and/or any authority. Our offer is void where prohibited by law, and under no circumstances should any of the info presented on DLB GROUP INDIA LIMITED site be posted in a public forum or forwarded by email, as officially approved offer from DLB GROUP INDIA LIMITED.

F. In the unforeseen events of political, economic, military, monetary events (including unusual market volatility or liquidity) and/or any other circumstances outside the control, responsibility and power of DLB GROUP INDIA LIMITED administration and company, or when there is a breakdown in the means of communication normally employed for determining the price or value of the plans offered by DLB GROUP INDIA LIMITED, and/or where the price or value for any this plans cannot be promptly or accurately ascertained, then a continued operation of DLB GROUP INDIA LIMITED program is not reasonably practicable without materially and adversely affecting and prejudicing the interests of our members and company. Therefore, DLB GROUP INDIA LIMITED administration reserve the rights to suspend and/or close the operation of the web site or certain sections thereof.

1f. You fully acknowledge that when a loan is placed via DLB GROUP INDIA LIMITED platform by the lender, his/her funds (even if made from DLB GROUP INDIA LIMITED account balance) goes straight to the collective loan pool and there it gets completely absorbed to be re-allocated later for the favour of the oldest lenders in queue. If an unfortunate event occurs where the allocation software fails to distribute any earnings and/or pay withdrawals for any lender as advertised on DLB GROUP INDIA LIMITED for various reason which includes but not limited to: e-Wallets and payment gateway failure, DDOS attack, low demand among lenders, server and network crash, etc. etc., which results in am active lender losing part or all of his/her funds previously transferred to the company and/or balance with DLB GROUP INDIA LIMITED, than the company will held absolutely no responsibility over such loss.

2f. In the aforementioned events, DLB GROUP INDIA LIMITED administration may at their sole discretion, with or without prior notice, suspend and/or close active lender's and/or non-active lender's account/s at a value considered reasonable per this company's agreement in such critical time, and no claims may be entertained against the company in connection thereto.

3f. The company is neither responsible nor liable for any consequential damages, losses and costs resulting from any violation of our terms and conditions of service, and/or use of DLB GROUP INDIA LIMITED site. As DLB GROUP INDIA LIMITED member you agree to not use this site in any illegal way, and you guarantee to respect your local, state, national and international laws.

G. DLB GROUP INDIA LIMITED "Zero-Tolerance" Anti Spam Policy:

1g. We will not tolerate SPAM, and/or any type of UBE/UCE in connection to this site.

2g. You agree to not use our company name and/or DLB GROUP INDIA LIMITED domain name in any connection / relation to send spam, solicited emails, and/or any other way there is.

3g. You agree to not post negative votes on public forums and/or any rating sites without contacting DLB GROUP INDIA LIMITED support team at first. There may have been a temporary technical problem so please make sure to always try to resolve any kind of issues and/or difficulties that may arise with our support team.

4g. If you have violated the aforementioned zero tolerance policies, you will lose the rights of using our service and all of your account privileges or/and funds will be revoked or/and frozen.

H. Violation of any kind to the terms and/or conditions mentioned here, may get you permanently removed from this program and you may lose your rights to use DLB GROUP INDIA LIMITED services in the future, and all of your account or/and funds will be revoked or/and frozen.

I. We reserve the right to change the commissions, plan rates, terms and/or conditions mentioned for DLB GROUP INDIA LIMITED program, at any given time and at our sole discretion, with respect to the integrity and security of our member’s interests. You agree that it is your sole responsibility to review the most updated version of our terms & conditions of service listed in here, to which you are bound. Certain provisions of our terms and/or conditions of use may be superseded by other legal notice, located in other parts of DLB GROUP INDIA LIMITED official site.

J. We reserve the right to decline anyone's request for membership without explanations and/or warnings.